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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
Everything you ever wanted to know about the spot delivery car dealer scam, but didn't know who to ask. Also known in the industry as the "financing fell through scam," "resign documents scam" or "yo-yo financing scam." This dealer tactic is very common and widely used in dealerships today.
https://www.lemberglaw.com/auto-fraud-attorney-lawyer/
Auto fraud such as spot delivery or yo-yo scams may not be common terms, but as illegal practices, they are more common than you think. The scam usually works something like this: You pick out the car you want, sign some paperwork, and drive off the lot thinking you are the proud owner of a new vehicle.
https://www.consumeraffairs.com/automotive/spot_delivery.html
Oct 28, 2004 · Spot Delivery Puts the Dealer in the Driver's Seat ... According to consumer attorneys and consultants familiar with spot delivery issues, state law is still unclear as to …
https://www.carbuyingtips.com/top-10-scams/scam1.htm
May 28, 2019 · Also, if the dealer pulls the Spot Delivery Scam on you, be sure to file a complaint with the Better Business Bureau, let your frustration warn others. You can also file a complaint through your state's Attorney General Web site. They are all aware of Spot Delivery Scams, it's a common complaint.
https://www.selfgrowth.com/articles/auto-fraud-and-the-texas-lemon-law
Texas lemon buys Vehicles salvaged by an insurance company Texas used cars with their odometer rolled back Gray market vehicles. Canadian vehicles imported to the United States, that are often stolen, salvaged, flood damaged or have Canada liens Financing scams: The most common financing scam is the practice of making a “spot delivery”.
https://statelaws.findlaw.com/texas-law.html
Texas Law Welcome to the Texas Law section of FindLaw's State Law collection. This section contains user-friendly summaries of Texas laws as well as citations or links to relevant sections of Texas's official online statutes.Please select a topic from the list below to get started.
https://www.ok.gov/omvc/Laws_and_Rules/
SPOT DELIVERY FORM (SAMPLE)* SPOT DELIVERY FORM CRITERIA* * Spot Delivery Form & Criteria Approved by the OK Motor Vehicle Commission, January 2012 * Spot Delivery Form & Criteria Approved by the Used Motor Vehicle & Parts Commission, February 2012 . Laws and Rules are in PDF file format, you will need the Adobe Acrobat Reader to view or print out.
https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00112/00112-82927.pdf
Spot Delivery – Yo-Yo Sales. A “spot delivery” is the common practice of dealers negotiating sale prices and financing terms with consumers, but then sending the consumers home with the vehicle prior to obtaining firm lending offers under the negotiated terms. The retail installment contract lists the dealer as the creditor in the ...
http://www.jtexconsumerlaw.com/pdfFiles/YoYoV6N3.pdf
94 Journal of Texas Consumer Law Auto Dealer Challenges to Successful * C onsumers are now making significant headway in challenging “yo-yo” or spot delivery abuses. Consumers sign paperwork and drive a vehicle home, only to be told days later that the financing has fallen through and the deal has to be re-written or the vehicle returned ...
https://www.autodealertodaymagazine.com/307929/recontracting-after-a-spot-delivery-transaction-what-are-the-rules
Aug 22, 2006 · Recontracting After A Spot Delivery Transaction: What Are The Rules? ... The court then indicated that spot delivery contract clauses – like the one in this case (no contract language provided) – have been construed under Florida contract law to create a condition precedent to contract formation. ... Since much of the case law relied on by ...
http://www.realcartips.com/carloans/405-car-financing-spot-delivery-scam.shtml
One of the most common car dealer tricks is called the Spot Delivery Scam.. This is when the dealer arranges the financing, lets you take the car home, then calls you up several days later informing you the financing fell through and you need to bring the car back.
https://www.fraudguides.com/cars/spot-delivery-scam/
Spot Delivery or Yo Yo Financing is a very common car dealership scam designed to ripoff people with bad credit by convincing them to drive off in cars without finalizing their loans.
https://statutes.capitol.texas.gov/
The Texas Constitution is current through the amendments approved by voters in November 2019. In 2018 the section headings to the constitution, which are not officially part of the text of the constitution, were revised to reflect amendments and to modernize the language.
https://www.lawserver.com/law/state/texas/tx-codes/texas_finance_code_348-013
Terms Used In Texas Finance Code 348.013. Affidavit: means a statement in writing of a fact or facts signed by the party making it, sworn to before an officer authorized to administer oaths, and officially certified to by the officer under his seal of office.See Texas Government Code 312.011; Person: includes corporation, organization, government or governmental subdivision or agency, business ...
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