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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
https://www.theconsumerlawgroup.com/library/consumer-law-beware-of-the-spot-delivery-technique.cfm
Beware of the "Spot Delivery" Technique, a High-Pressure Sales Tactic Used by Car Dealers. The "spot delivery" is a technique that car dealers use to get you to take delivery of a vehicle immediately after you agree on a car deal.Location: 1508 Willow Lawn Drive, #220, Richmond, 23230, VA
https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
A spot delivery is when a car dealer does not officially have a customer approved for a car loan. The dealer will have the customer sign all the paperwork and take delivery of the car. This leads the customer to believe their loan has been approved and the car deal is complete.
https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00043%C2%A0/00043-80228.pdf
“SPOT DELIVERY” IS ANTICIPATORY THEFT AND ALWAYS VIOLATES THE TRUTH IN LENDING ACT ... If you do not immediately return the vehicle, Seller may use any legal means to take it back (including repossession) and you will be liable for all expenses ... and to either return the new car or sign a second RISC at 10.95%. GillFile Size: 105KB
https://www.insider-car-buying-tips.com/spot_delivery_scam.html
The spot delivery scam is one of the most commonly used car dealer scams in the car business today. Although, it's not necessarily always a car buying scam, it is still very frustrating and can lead to a nasty surprise. Below we'll cover what this scam is, when it is not a car buying scam, some examples of this scam and how to avoid this scam.
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