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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
The yo-yo ploy is a byproduct of the "spot delivery" process, in which cars are sold "on the spot" before the financing is complete. Depending on where you live, there might be laws to protect ...
https://www.wikileaf.com/thestash/marijuana-delivery-california/
One of the most interesting policies of California’s new cannabis regulations is that marijuana delivery is legal everywhere in California, even in towns that have opted to ban cannabis-related businesses. This makes California the first (and only) state to legalize home delivery across all municipalities.
http://gvo3.com/archive1/Dos_and_Donts_of_Spot_Delivery.pdf
The first order of business is to know your state law. Let’s take a look at how various states address spot delivery and the use of a spot delivery agreement. In conjunction with its retail contract single document rule, California is very specific regarding its position on spot delivery. On the face of the “CA LAW …
https://www.expertlaw.com/forums/showthread.php?t=146479
Aug 29, 2012 · California Spot Delivery Scam My question involves a consumer law issue in the State of: California I went to a dealership pre-approved by a credit union. They said they could match the rate and everything was peachy.
https://www.laborlawtalk.com/forum/general-legal-issues/general-legal-issues-aa/203320-spot-delivery-issue-for-used-car-california
Spot Delivery Issue for Used Car California 05-20-2009, 11:20 AM. Hello. I am a resident of the state of California and am wondering if anyone could give me any advice based on past experiences or otherwise. I apologize in advance for the potential double post, but I've been unable to find a situation exactly like the one I'm in.
https://www.fraudguides.com/cars/spot-delivery-scam/
Spot Delivery or Yo Yo Financing is a very common car dealership scam designed to ripoff people with bad credit by convincing them to drive off in cars without finalizing their loans.
https://www.avvo.com/legal-answers/spot-delivery-30796.html
If you don't have any spot delivery document in your deal and there is nothing on the finance contract that says it is contingent on financing approval and it says on it that the dealer (by its name) is the "creditor", then your deal may be a final contract and if the dealer can't get a lender to finance the sale for you then legally the dealer ...
https://www.carbuyingtips.com/top-10-scams/scam1.htm
May 28, 2019 · Also, if the dealer pulls the Spot Delivery Scam on you, be sure to file a complaint with the Better Business Bureau, let your frustration warn others. You can also file a complaint through your state's Attorney General Web site. They are all aware of Spot Delivery Scams, it's a common complaint.
https://oag.ca.gov/consumers/general/cars
For more information about vehicle warranties and service contracts check out the California Department of Insurance’s “Guide to Automobile Service Contracts.” California Lemon Law. The California Lemon Law (Civ. Code, § 1793.22) protects you when your vehicle is defective and cannot be repaired after a “reasonable” number of attempts.
http://www.realcartips.com/carloans/405-car-financing-spot-delivery-scam.shtml
One of the most common car dealer tricks is called the Spot Delivery Scam.. This is when the dealer arranges the financing, lets you take the car home, then calls you up several days later informing you the financing fell through and you need to bring the car back.
https://www.reddit.com/r/askcarsales/comments/2cxct6/what_is_spot_delivery_and_is_it_illegal_in/
If you signed a form that says "spot delivery" or "conditional delivery" they are, unfortunately, well within their rights to take the car back. The way a loan approval works is we, the dealer, take all your information and enter it into a program called (usuall) dealertrack.
https://www.autofraudlegalcenter.com/10-day-rule-when-can-sellers-cancel-car-dealership-financed-contract/
If you buy a car that is financed through the dealership, the dealer CAN cancel the contract, but only if it notifies you within 10 days of the date on the purchase contract. This type of financing is sometimes called a "spot delivery." It is based on the language of the purchase contract. Look at your purchase contract. That's the long yellow document that says "RETAIL INSTALLMENT SALES ...
https://www.employmentlawfirms.com/resources/employment/overtime-pay/getting-a-waiting-time-penalty-for-refusal-to-pay-overtime
California law gives employers only a short time to give employees their final paychecks after they quit or are fired. If an employer misses the deadline, the employee is entitled to a waiting time penalty of one day's pay for each day the employer is late, up to 30 days.
https://www.consumeraffairs.com/automotive/spot_delivery.html
Oct 28, 2004 · Spot Delivery Puts the Dealer in the Driver's Seat ... According to consumer attorneys and consultants familiar with spot delivery issues, state law is still unclear as to …
https://www.liveabout.com/what-is-the-spot-delivery-532744
Jul 27, 2018 · Laws vary from state to state, but generally speaking, either you bought the car or you didn't. If you did buy the car -- you have a signed, legally-binding contract and the car is registered and insured in your name -- then the dealer must honor its terms. If you did not buy the car -- a true spot delivery without approved financing or transfer of ownership -- you can return if for a refund ...
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