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https://sclegal.org/brochures/debt-collection-claim-and-delivery/
A Claim and Delivery lawsuit is a legal action to recover personal property that is in your possession or was listed on the loan contract. It is one way for the company to sue you. You are NOT being sued for the money that you owe on the debt.
https://about.usps.com/manuals/elm/html/elmc4_026.htm
Procedures governing the collection of Postal Service debts from bargaining unit employees are found in 460. Other debt collection procedures. Procedures governing the collection of debts from former employees by administrative offset pursuant to the authority of section 10 of the Debt Collection Act, 31 U.S.C. 3716, are found in 470 and 480.
https://www.investopedia.com/articles/personal-finance/121514/how-debt-collection-agency-business-works.asp
Mar 12, 2020 · Debt collection agencies collect delinquent debts of all types: credit card, medical, automobile loans, personal loans, business, student loans, and even unpaid utility and cell phone bills.
https://www.lemberglaw.com/fdcpa/faq/how-to-answer-summons-debt-collection/
Aug 01, 2018 · If you are among the one out of three Americans who owe a debt held by a private debt collection agency, you know it can put a shadow over your life when they try to collect, and you can’t pay.. When you can’t pay a debt, creditors will send notices and may charge interest and late fees. If you still don’t pay, you may receive phone calls and email from the company as well as more letters.5/5
https://consumerrecoverynetwork.com/question/debt-collection-scams-fakes/
Legitimate debt collectors and process servers do not make these threats. They just show up. The fact is, virtually any debt collection lawsuit that someone took the trouble to file, is going to serve you with it before talking word one about payments. That is just how that kind of escalated collection action works.
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