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http://course.uceusa.com/Courses/content/405/page_226.htm
If the policy is given to the agent for delivery to the insured, then it is considered constructive delivery. It is the point at which the insurer releases control of the contract to another party, such as the agent, for unconditional delivery to the insured. 5.6.1 Constructive Delivery.
https://www.online-health-insurance.com/health-insurance-resources/dictionary/constructive-delivery.htm
Constructive Delivery. Intentionally relinquishing control over a policy and turning it over to someone acting for the policyowner, such as when an insurer mails the policy to its own agent for delivery to the insured. Legally, an insurance policy is considered delivered when mailed or turned over to the policyowner or someone acting on his or her behalf.
https://definitions.uslegal.com/a/actual-delivery-of-insurance-policy/
An insurance policy becomes effective as by the delivery of the instrument where it appears that there is an intention to part with the control of the instrument and to place it in the possession or control of the insured, or some person acting for him, and an act evincing such a purpose.
https://definitions.uslegal.com/c/constructive-delivery/
Constructive delivery refers to an act amounting to a transfer of title by operation of law when actual transfer is impossible. Constructive delivery is a general term comprehending all those acts which, although not truly conferring a real possession on the purchaser, have been held by construction of law equivalent to acts of real delivery.
https://www.iiamd.org/Resources/Documents/March_Apr%202014.pdf
The agent then delivers the policy electronically to the client or provides access to it online through the agent’s or carrier’s website, if the policyholder has agreed to such a. method of delivery. If the policyholder requires paper, the agent/broker is responsible for making a copy and. delivering …
https://www.youtube.com/watch?v=Fuuj6IiuZgk
Feb 15, 2018 · Some businesses pay for commercial coverage for all of their delivery drivers, but others require their drivers to purchase a commercial auto policy.Author: KOAA 5
https://www.duanemorris.com/articles/static/evans_abainsurance_0312.pdf
Please Excuse the Delay: The Consequences of Untimely Notice, Slow Investigation, and the Failure to Communicate 3 4. New York Provisions in an insurance contract for furnishing notice and proof of loss are to be liberally construed in favor of the insured. P.S. Auctions, Inc. v. Exch. Mut. Ins. Co., 480 N.Y.S.2d 610, 613 (N.Y.
http://www.businessdictionary.com/definition/constructive-delivery.html
Definition of constructive delivery: Delivery that is inferred to have taken place from the conduct of the parties (such as when one transfers a title to another) involved in a transaction, even if the physical delivery did not take ...
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