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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
The yo-yo ploy is a byproduct of the "spot delivery" process, in which cars are sold "on the spot" before the financing is complete. Depending on where you live, there might be laws to protect ...
https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00043%C2%A0/00043-80228.pdf
Yo-Yo/Spot Delivery. The scenario is the same in all so-called spot deliveries, otherwise called yo-yo transactions. The consumer visits an auto dealer, takes a test drive, signs a credit application, is told her credit is marginal, then signs up to twenty documents prepared by the dealer.File Size: 105KB
https://www.liveabout.com/what-is-the-spot-delivery-532744
Jul 27, 2018 · This is a classic swindle called the spot delivery scam, also known as yo-yo financing. How the spot delivery scam works . Spot delivery is most commonly used on inexperienced buyers or those with bad credit. The dealer negotiates a reasonable deal and lets you take delivery of the car "on the spot," before the financing is finalized. Some ...Author: Aaron Gold
https://www.fraudguides.com/cars/spot-delivery-scam/
Spot Delivery or Yo Yo Financing is a very common car dealership scam designed to ripoff people with bad credit by convincing them to drive off in cars without finalizing their loans. This is a very common car dealership scam designed to ripoff people with bad credit.
https://www.tampabay.com/business/dont-let-a-car-dealers-yo-yo-financing-scam-reel-you-in-20190227/
How yo-yo financing scams work. Dealers use spot deliveries to take buyers out of the market for a car before they've finalized the financing. Spot delivery laws vary significantly from state to ...
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