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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
https://www.ok.gov/omvc/documents/OMVC%20Sample%20Spot%20Delivery%20Form%20JAN2012.pdf
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