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https://associationdatabase.com/aws/OADA/pt/sd/calendar/18466/_PARENT/layout_details/false
Dec 13, 2011 · Details December 13, 2011 11:00AM The State (& Fate) of Spot Delivery Agreements in Ohio. As dealers know, Ohio law provides dealers the ability to "Spot Deliver" motor vehicles as long as there is a written document outlining the contingency of …
https://www.avvo.com/legal-answers/spot-delivery-30796.html
If you don't have any spot delivery document in your deal and there is nothing on the finance contract that says it is contingent on financing approval and it says on it that the dealer (by its name) is the "creditor", then your deal may be a final contract and if the dealer can't get a lender to finance the sale for you then legally the dealer ...
https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
The yo-yo ploy is a byproduct of the "spot delivery" process, in which cars are sold "on the spot" before the financing is complete. Depending on where you live, there might be laws to protect ...
https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00043%C2%A0/00043-80228.pdf
“SPOT DELIVERY” IS ANTICIPATORY THEFT AND ALWAYS VIOLATES THE TRUTH IN LENDING ACT RAYMOND G. INGALSBE PALM BEACH GARDENS, FLORIDA Yo-Yo/Spot Delivery. The scenario is the same in all so-called spot deliveries, otherwise called yo-yo transactions. The consumer visits an auto dealer, takes a test drive, signs a credit
https://www.thetruthaboutcars.com/2016/06/spot-delivery-needs-go-away-now/
Jun 03, 2016 · The laws for spot delivery contracts vary wildly from state to state, but in many states the dealer can legally repossess the car since they still own it. Predatory dealers count on the fact that many of these buyers will have an emotional attachment to their new car and will sign a new contract at double or triple their initial interest rate ...
https://www.autodealertodaymagazine.com/308589/court-muffs-ohio-spot-delivery-case
Jul 11, 2007 · Court Muffs Ohio Spot Delivery Case. ... The spot delivery agreement and the installment contract did not contain language incorporating the terms of one agreement into the other. ... titling and other laws, the treatment of the arrangement under TILA and Reg. Z, the dealer’s tolerance for risk, and the advice the dealer’s lawyer provides. ...
https://www.lemonlaw.com/spotdelivery.html
Beware of 'Spot Delivery' and other Dealer Fraud & Scams Don't be Put on the Spot! So you purchased a beautiful new car, signed all the necessary paperwork, and drove it right off the lot with a big smile on your face. The dealer got you approved "on the spot" for what’s called “Spot Delivery”– or so you thought.Employees: 100-500
https://tittlelawfirm.com/cleveland-consumer-protection-lawyer/
Consumer Protection Attorneys Serving All Of Ohio. If you or a loved one has fallen victim to a spot delivery or yo-yo financing scam, give Tittle & Perlmuter a call. The attorneys at Tittle & Perlmuter have the knowledge and experience to fight for your rights in a consumer protection case.
https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
Everything you ever wanted to know about the spot delivery car dealer scam, but didn't know who to ask. Also known in the industry as the "financing fell through scam," "resign documents scam" or "yo-yo financing scam." This dealer tactic is very common and widely used in dealerships today.
https://www.carbuyingtips.com/top-10-scams/scam1.htm
May 28, 2019 · Also, if the dealer pulls the Spot Delivery Scam on you, be sure to file a complaint with the Better Business Bureau, let your frustration warn others. You can also file a complaint through your state's Attorney General Web site. They are all aware of Spot Delivery Scams, it's a common complaint.
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