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https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00043%C2%A0/00043-80228.pdf
“SPOT DELIVERY” IS ANTICIPATORY THEFT AND ALWAYS VIOLATES THE TRUTH IN LENDING ACT RAYMOND G. INGALSBE PALM BEACH GARDENS, FLORIDA Yo-Yo/Spot Delivery. The scenario is the same in all so-called spot deliveries, otherwise called yo-yo transactions. The consumer visits an auto dealer, takes a test drive, signs a creditFile Size: 105KB
https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
https://www.avvo.com/legal-answers/spot-delivery-30796.html
If you don't have any spot delivery document in your deal and there is nothing on the finance contract that says it is contingent on financing approval and it says on it that the dealer (by its name) is the "creditor", then your deal may be a final contract and if the dealer can't get a lender to finance the sale for you then legally the dealer ...
https://associationdatabase.com/aws/OADA/pt/sd/calendar/18466/_PARENT/layout_details/contact
Dec 13, 2011 · Details December 13, 2011 11:00AM The State (& Fate) of Spot Delivery Agreements in Ohio. As dealers know, Ohio law provides dealers the ability to "Spot Deliver" motor vehicles as long as there is a written document outlining the contingency of …
https://www.carbuyingtips.com/top-10-scams/scam1.htm
May 28, 2019 · Also, if the dealer pulls the Spot Delivery Scam on you, be sure to file a complaint with the Better Business Bureau, let your frustration warn others. You can also file a complaint through your state's Attorney General Web site. They are all aware of Spot Delivery Scams, it's a common complaint.
https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
Everything you ever wanted to know about the spot delivery car dealer scam, but didn't know who to ask. Also known in the industry as the "financing fell through scam," "resign documents scam" or "yo-yo financing scam." This dealer tactic is very common and widely used in dealerships today.
https://www.insider-car-buying-tips.com/spot_delivery_scam.html
The Spot Delivery Scam. Coincidentally, just yesterday, I witnessed the spot delivery scam in it's purest and most deceptive form. My dealership will periodically have Liquidation Car Sales Events that are staffed by an out of town sales crew (please follow the link to see how I feel about these events) and we are right in the middle of one now.
https://www.theconsumerlawgroup.com/library/consumer-law-beware-of-the-spot-delivery-technique.cfm
Beware of the "Spot Delivery" Technique, a High-Pressure Sales Tactic Used by Car Dealers. The "spot delivery" is a technique that car dealers use to get you to take delivery of a vehicle immediately after you agree on a car deal.Location: 1508 Willow Lawn Drive, #220, Richmond, 23230, VA
http://codes.ohio.gov/orc/1317
Chapter 1317: RETAIL INSTALLMENT SALES. 1317.01 Retail installment sale definitions. As used in this chapter: (A) "Retail installment sale" includes every retail installment contract to sell specific goods, every consumer transaction in which the cash price may be paid in installments over a period of time, and every retail sale of specific goods to any person in which the cash price may be ...
https://answers.yahoo.com/question/index?qid=20180730010614AAKV5Gm
Jul 30, 2018 · 2 weeks and three days ago I “bought” a 2915 VW Jetta from a local Vw dealer, well yesterday I revived an email stating “great news I have a better monthly payment for you but I need you to contact me as soon as possible to come resign” so knowing where this was headed I called and of course the “great news” was basically the deal couldn’t go through and they needed an additional ...
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