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https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
A practice called "spot delivery" sometimes pulls new car buyers back into dealerships to pay higher interest rates and bigger down payments on what they thought were done deals.
https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
Everything you ever wanted to know about the spot delivery car dealer scam, but didn't know who to ask. Also known in the industry as the "financing fell through scam," "resign documents scam" or "yo-yo financing scam." This dealer tactic is very common and widely used in dealerships today.
https://www.ftc.gov/sites/default/files/documents/public_comments/public-roundtables-protecting-consumers-sale-and-leasing-motor-vehicles-project-no.p104811-00043%C2%A0/00043-80228.pdf
“SPOT DELIVERY” IS ANTICIPATORY THEFT AND ALWAYS VIOLATES THE TRUTH IN LENDING ACT RAYMOND G. INGALSBE PALM BEACH GARDENS, FLORIDA Yo-Yo/Spot Delivery. ... agreement in the future, however, it must, as it could have here, clearly indicate that fact in the credit agreement documents.File Size: 105KB
http://lemonlawautofraud.com/yo-yo-sale-spot-delivery-fraud-and-conditional-delivery-scams
Yo-Yo Sales, Spot Delivery Fraud and Conditional Delivery Scams always require the buyer signing a second loan or lease agreement. The scam frequently begins with a “Spot Delivery” or a “Conditional Delivery” which happens when a buyer takes a delivery of a vehicle from a dealership before the final finance arrangements have been made.
https://www.lemonlaw.com/spotdelivery.html
Beware of 'Spot Delivery' and other Dealer Fraud & Scams Don't be Put on the Spot! So you purchased a beautiful new car, signed all the necessary paperwork, and drove it right off the lot with a big smile on your face. The dealer got you approved "on the spot" for what’s called “Spot Delivery”– or so you thought.Employees: 100-500
https://www.carbuyingtips.com/top-10-scams/scam1.htm
May 28, 2019 · Also, if the dealer pulls the Spot Delivery Scam on you, be sure to file a complaint with the Better Business Bureau, let your frustration warn others. You can also file a complaint through your state's Attorney General Web site. They are all aware of Spot Delivery Scams, it's a common complaint.
https://answers.yahoo.com/question/index?qid=20090103102204AA84lwL
Jan 02, 2009 · Spot delivery in California? I trade my ford for a mazda with 1000 down on 12/26/08. Finance guy said we're approve shake hands, sign agreement and congrats us.
https://www.theconsumerlawgroup.com/library/consumer-law-beware-of-the-spot-delivery-technique.cfm
Beware of the "Spot Delivery" Technique, a High-Pressure Sales Tactic Used by Car Dealers. The "spot delivery" is a technique that car dealers use to get you to take delivery of a vehicle immediately after you agree on a car deal.Location: 1508 Willow Lawn Drive, #220, Richmond, 23230, VA
http://gvo3.com/archive1/Dos_and_Donts_of_Spot_Delivery.pdf
Let’s take a look at how various states address spot delivery and the use of a spot delivery agreement. In conjunction with its retail contract single document rule, California is very specific regarding its position on spot delivery. On the face of the “CA LAW 553 Retail In-stallment Sales Contract,” there is …
https://www.avvo.com/legal-answers/spot-delivery-30796.html
SPOT DELIVERY I paid $10K down on new $23K auto, had to sign the dealer's "Limited Right To Cancel" (now I see this is aka a Spot Delivery agreement.) Having read …
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