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https://www.nacha.org/news/extended-hours-same-day-ach-time-has-come
When Nacha issued a request for comment on the idea, the industry welcomed it. They plan to use it to support all sorts of Same Day ACH transactions, not just one specific use case. The third window would come at 4:45 p.m. ET—1:45 p.m. PT—two hours beyond the current deadline for submitting same-day transactions.
https://www.nacha.org/rules/expanding-same-day-ach
Details. Details. Creates a third Same Day ACH processing window that expands Same Day ACH availability by 2 hours. Previously, the latest that an ODFI could submit files of Same Day ACH transactions to an ACH Operator was 2:45 p.m. ET (11:45 a.m. PT) The new window will allow Same Day ACH files to be submitted until 4:45 p.m. ET (1:45 p.m. PT ...
ACH. Governing the ACH Network, which moved nearly $62 trillion in 2020. ACH Network Volume Up 7.7% in Third Quarter. Same Day ACH at Five: Strong Growth and a Bright Future. Don't Become a Victim of Business Email Compromise. Unemployment Benefits Return Opt-In Program. Nacha Launches DirectDepositDelivers.org.
https://www.microbilt.com/news/article/nacha-rules
The new Nacha rule adds two hours to this Same Day ACH transaction processing window. This will allow institutions on the West Coast to submit transactions until 1:45 pm and institutions on the East Coast to submit until 4:45 pm. While this expands access for customers and institutions, it won’t interfere with banks’ end-of-day operations.
https://www.nacha.org/rules/operating-rules
Nacha requests comments on a set of proposals that is intended to improve the capabilities of the ACH Network to validate and correct account information. These proposed changes would provide ACH Network participants with more reliable, low-cost, ACH Network-based …
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