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IRMI offers you Secure Expertise because our staff of research analysts have over 150 years of combined experience and education in insurance and risk management. IRMI’s research team is composed of attorneys, former underwriters, risk managers, agents and …
https://www.irmi.com/term/insurance-definitions/wage-and-hour-insurance-coverage-endorsement
Wage and Hour Insurance Coverage Endorsement — a coverage endorsement that may be attached to employment practices liability insurance (EPLI) policy forms. It covers the cost of defending claims alleging that an employer failed to pay overtime to a nonexempt employee—that is, an employee who is not exempt from, and therefore eligible to ...
https://www.irmi.com/term/insurance-definitions/overtime-surcharge
Overtime Surcharge — extra pay for overtime hours worked by employees. When an employee works overtime, many firms pay them time and a half or double time for the overage worked. States govern how the additional payroll charge is handled for the computation of workers compensation premium. Normally, the only payroll that goes into a workers ...
https://www.irmi.com/certifications/construction-risk-insurance-specialist
IRMI Construction Risk Conference. Get access to top-tier speakers, focused construction risk and insurance content, and innovative ideas for contractor insurance programs. CRIS designees can earn up to 6 hours of required credit by attending an IRMI Construction Risk Conference.
https://www.irmi.com/certifications/energy-risk-insurance-specialist
This involves obtaining 6 hours of approved energy risk and insurance continuing education credit every 12 months. You may obtain this continuing education credit in one of two ways: Completing online ERIS reaccreditation courses that are being developed, or
https://www.webce.com/irmi/catalog/courses/cris/irmi/cris-renewal
The Construction Risk and Insurance Specialist (CRIS ®) continuing education (CE) program was developed by IRMI to make it much easier for insurance agents, brokers, CSRs, and in-house risk managers or insurance buyers to gain specialized expertise in construction insurance and risk management.Obtaining the CRIS certification will increase the competence, confidence, and credibility …
https://www.webce.com/irmi/catalog/courses/afis/irmi/afis-core
The Agribusiness and Farm Insurance Specialist (AFIS ®) continuing education program was developed to provide an opportunity for insurance agents, brokers, customer service representatives, and in-house risk managers or insurance buyers to gain specialized expertise in agribusiness and farm insurance and risk management.Completing the AFIS certification will ensure that the agent, broker ...
https://www.irmi.com/articles/expert-commentary/category-3-water-exclusions
Category 1 water or even excessive moisture at room temperature will lead to mold growth within 72 hours on drywall. Once a speck of any type of mold becomes related to a loss, the fungus/bacteria exclusions in both property and liability insurance policies apply in the same manner they do with Category 3 water losses.
https://www.webce.com/irmi/courses
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