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https://www.thebalance.com/how-long-it-takes-to-build-good-credit-4767654
It will take about six months of credit activity to establish enough history for a FICO credit score, which is used in 90% of lending decisions. 1 FICO credit scores range from 300 to 850, and a score of over 700 is considered a good credit score. Scores over 800 are considered excellent. Don’t expect a spectacular number right off the bat.
https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-long-to-get-excellent-credit/td-p/3615077
"Excellent" credit takes several years for most from what I have read. "Good enough" credit can be done within a year to a year and a half. It took me about 1 year (580 score) to get to "good enough" of 680 or so. Then it slows down where breaking the 700 barrier seems to take awhile.\\ 680 is good enough to get a decent number of cards.
https://www.upgrade.com/credit-health/insights/excellent-credit-score/
Always pay on time. Always. Payment history heavily influences your credit score. In fact, it is the …
https://www.cnbc.com/select/what-is-considered-an-excellent-credit-score/
https://www.forbes.com/sites/zackfriedman/2018/05/30/excellent-credit-score/
https://www.collegeraptor.com/find-colleges/articles/questions-answers/what-are-credit-hours-in-college/
To get an Associate’s degree, you need to complete 60 – 65 credit hours or 20 classes. To earn a Bachelor’s degree , you need to complete 120 – 130 credit hours or 40 classes. The requirements for a Master’s degree can range from 30 to 60 credit hours, depending on the program and the university.
https://study.com/academy/popular/what-are-credit-hours-in-college.html
A credit hour is a way of measuring how much credit a student receives for attending a course which corresponds to the hours per week spent in that course. Unlike many traditional high school ...
https://www.fool.com/credit-cards/2017/10/16/how-to-get-an-excellent-credit-score.aspx
In order to achieve an excellent credit score, your credit utilization ratio should be below 10%. The closer to 1% you can get it, the better. Interestingly, not using credit at all can actually ...
https://creditcards.usnews.com/articles/what-is-an-excellent-credit-score
An excellent credit score helps you save money. Remember the above example that showed that a 760 FICO score gets you the top rate of 2.857% on a 30-year fixed $300,000 mortgage? That results in a $1,242 monthly payment on principal and interest.
https://www.cardrates.com/advice/same-day-credit-cards/
Applicants with good credit or better are often the most likely to receive a near-instant online decision in their favor. At the same time, be careful not to apply for cards that require excellent credit if your score is on the lower end of the “good” spectrum.
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