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https://www.northwesternmutual.com/life-and-money/what-is-final-expense-insurance/
While final expense insurance may be able to help with some end-of-life costs, you may not need it in addition to traditional life insurance. 10'000 Hours/Getty Images End-of-life costs such as funeral costs and final medical bills may seem like costs you could plan for, but the truth is they often creep up on families who lose a loved one.
https://www.consumersadvocate.org/final-expense-insurance
Final expense insurance, on the other hand, can pay benefits within 24 to 48 hours of the policyholder’s death, giving family members the money they need in time to make the arrangements. Beneficiaries can then use the proceeds to cover anything, including burial, casket, flowers, organizing a reception, newspaper obituaries, or even a trip to spread ashes if that was the loved one’s wish.
https://www.lhlic.com/final-expense-insurance/
The average final expense policy costs between $30-$70 a month and depends on your age, sex, health, amount of coverage, and the life insurance company you choose. If you have significant health conditions or are over the age of 70, your premium will probably be higher and may cost between $70-$120 a month (though it may be less).
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https://capitalgroupinsurance.com/final-expense/
Final Expense Life Insurance Cash Benefit. Cash benefits are paid within 24 hours, once a claim is approved. Whole life insurance benefits available up to $20,000. No health examination necessary to apply, just a few health questions on the application. Easy, one-page application. Most people get coverage, even with health issues.
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