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https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B3-Underwriting-Borrowers/Chapter-B3-3-Income-Assessment/Section-B3-3-1-Employment-and-Other-Sources-of-Income/1032992031/B3-3-1-01-General-Income-Information-08-07-2019.htm?touchpoint=Guide
Fannie Mae’s underwriting guidelines emphasize the continuity of a borrower’s stable income. The stable and reliable flow of income is a key consideration in mortgage loan underwriting. Individuals who change jobs frequently, but who are nevertheless able to earn consistent and predictable income, are also considered to have a reliable flow ...
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https://singlefamily.fanniemae.com/media/22326/display
Do Fannie Mae’s existing disaster policies in the Selling Guide apply to the pandemic? No, Fannie Mae’s existing policies related to disasters do not apply to loans impacted by the pandemic. Instead, lenders can follow the guidance in Lender Letter . LL-2021-03, Impact of COVID-19 on Originations. All guidance
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