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https://www.clineagency.com/definition-of-occurrence/#:~:text=168%20hours%20%28or%20even%20127%20Hours%29%20is%20painfully,limit%20and%20the%20applicability%20of%20the%20percentage%20deductible.
https://scedc.caltech.edu/recent/Quakes/quakes0.html
https://www.clineagency.com/definition-of-occurrence/
“Each loss by earthquake shall constitute a single claim hereunder; provided that if more than one earthquake shall occur within any period of one-hundred sixty-eight (168) hours during the term of this endorsement, such shocks shall be considered to constitute a single earthquake.” 168 hours (or even 127 Hours) is painfully long if your arm is trapped at the bottom of a ravine, but is it long enough …
https://www.proprofsdiscuss.com/q/94235/under-the-earthquake-and-volcanic-eruption-endorsement-all-s
72 hours is correct for Personal lines, 168 is correct for Commercial lines. 168 hours. Under this endorsement, all earthquake shocks or volcanic eruptions that occur within any 168-hour period constitute a single earthquake or volcanic eruption.
https://citybuildingowners.com/blog/your-guide-to-earthquake-insurance/
For a business owner’s policy, an earthquake endorsement cannot be added within 168 hours of a quake. Does earthquake coverage include aftershocks? Yes. With a homeowners earthquake endorsement, any damage from the earthquake and from aftershocks that occur within 72 hours of the initial quake will be considered one occurrence. You pay your deductible only once.
The only time you can’t buy the coverage for a home is within 72 hours after an earthquake, since there may be damaging aftershocks within that period of time. For a business owners policy, an earthquake endorsement cannot be added within 168 hours.
https://earthquake.usgs.gov/earthquakes/map/
If the application does not load, try our legacy Latest Earthquakes application. USGS Magnitude 2.5+ Earthquakes, Past Day 37 earthquakes. Only List Earthquakes Shown on Map . Magnitude. Format. Newest First. Sort. 2.9. 2 km SSE of Pāhala, Hawaii. 2021-11-11 19:04:38 (UTC-08:00) 37.8 km . 2.7 ...
https://www.propertycasualty360.com/2010/01/20/insurance-coverage-in-earthquake-disasters/
Earthquake and volcanic eruption are added to the causes of loss, including all aftershocks occurring within 168 hours after the initial quake.
https://hdainsurance.com/best-earthquake-insurance/
Increased Time Period for a Single Earthquake Event! Now increased from 72 hours to 168 hours (3 to 7 days) for the application of the deductible. Home in the Course of Construction are now eligible! Must be insured to full value of completion replacement cost – dwelling coverage only.
https://www.volcanodiscovery.com/earthquakes/today.html
During the past 24 hours, there were 5 quakes of magnitude 5.0 or above, 29 quakes between 4.0 and 5.0, 95 quakes between 3.0 and 4.0, and 229 quakes between 2.0 and 3.0. There were also 351 quakes below magnitude 2.0 which people don't normally feel.
https://www.yourarticlelibrary.com/earthquake/notes-on-pattern-and-causes-of-damage-by-earthquakes/13937
An earthquake causes damages to the buildings to by setting up oscillating (backward and forward) motion of the ground. As the part of the earth’s crust affected by the earthquake oscillates, the buildings on the ground start responding to oscillation in varying degrees depending upon how these have been designed and constructed. Close to the ...
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