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https://www.usa.gov/credit-reports
Jul 23, 2021 · A credit report shows your bill payment history, current debt, and other financial info. Companies and lenders use your credit report to calculate your credit score—a number usually between 300 and 850. The higher your score, the lower your interest rate may be for a loan or credit card. Check your credit report.
https://www.justanswer.com/consumer-protection-law/hqrl1-collection-two-credit-reports.html
I have a collection on my two of my credit reports which are from a timeshare cancellation. The membership/timeshare was cancelled however they sent it to collections prior to the charge off. I got it removed from Transunion but the others will not remove it. My husband was also on the load and it was removed from all three of his.
https://www.thebalance.com/when-can-debt-collectors-call-960573
Jul 20, 2020 · Debt collectors aren't allowed to call you early in the morning or late at night. The law specifically states they can only call you between 8 a.m. and 9 p.m., your local time. Calling you at any other time is a violation of the FDPCA.
https://www.consumer.ftc.gov/articles/debt-collection-faqs
May 27, 2021 · Debt Collection FAQs. When a debt collector calls, it’s important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. Here are some answers to frequently asked questions ...Estimated Reading Time: 7 mins
https://www.experian.com/blogs/ask-experian/how-do-i-get-a-paid-collection-off-my-credit-report/
Dispute inaccuracies on your credit reports. Check your credit reports at all three credit bureaus for any inaccuracies. Incorrect information, including paid collection accounts erroneously marked unpaid, can lower your credit scores. If you see errors on your credit reports, dispute the information and get it corrected right away.
https://www.ccsusa.com/opCo_ccs.html
Credit Collection Services (CCS) is recognized as one of the nation’s largest and most respected collection firms. For over 50 years, CCS has focused its resources to professionally and comprehensively service consumer-related payment obligations.
https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Collection-disappeared-from-my-credit-report/td-p/5211445
Apr 02, 2018 · Re: Collection disappeared from my credit report. Collections can be removed either by way of a dispute, by credit report exclusion at approx. 7 years from DOFD, or by reporting by the debt collector of voluntary deletion. If a debt collector who does not own the debt has had their collection assingment terminated, or a debt collector who owns ...
https://www.annualcreditreport.com/index.action
FREE Credit Reports. Federal law allows you to: Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports …
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