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https://www.fdic.gov/regulations/resources/director/presentations/cra.pdf
The Community Reinvestment Act (CRA) is a law intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income (LMI) neighborhoods, consistent with safe and sound banking operations. (CRA does not encourage the extension of unsafe or unsound credit.)
https://blog.cybergrants.com/need-to-conform-with-cra-criteria
The Community Reinvestment Act (CRA) includes several tests that banks need to pass to prove they meet compliance and ensure they are in fact investing back into their local communities. One way to qualify for CRA credit is through capturing volunteer hours. As the Federal Reserve credits banks for volunteer hours that meet CRA criteria, you need to have a solution in place to track …
https://www.fdic.gov/resources/bankers/community-reinvestment-act/
The Community Reinvestment Act This presentation provides an overview of the Community Reinvestment Act (CRA), and is designed to provide bank directors with foundational knowledge regarding CRA. Topics include the purpose of CRA, different CRA evaluation types, how to comply, and practical ideas to assist banks in helping to meet the credit ...
https://www.federalreserve.gov/consumerscommunities/cra_about.htm
The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.
https://www.federalreserve.gov/consumerscommunities/community-reinvestment-act-proposed-rulemaking.htm
Community Reinvestment Act Proposed Rulemaking. The Community Reinvestment Act (CRA) is a seminal piece of legislation that remains as important as ever in today's circumstances. To ensure its continued effectiveness, the CRA regulations must evolve. Building on ideas advanced by stakeholders, the Board seeks comment on an approach to modernize ...
https://www.ffiec.gov/cra/
The Community Reinvestment Act (CRA), enacted by Congress in 1977 (12 U.S.C. 2901) and implemented by Regulations 12 CFR parts 25, 228, 345, and 195, is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate.
https://www.bankersonline.com/sites/default/files/tools/cra_donations.pdf
community development, as indicated by ** marked boxes in this chart? If YES, this is a QUALIFIED CRA Donation/Service Hours. If NO, it is not CRA Creditable. If NO, then the donation is not CRA creditable
https://www.fmbonline.com/about/community-reinvestment.html
Community Reinvestment. The Community Reinvestment Act of 1977 encourages banks to help meet the credit needs of the communities in which they are chartered. While we fully commit to this initiative, to us at F&M Bank, community reinvestment is a whole lot more than just regulation. As a result of this commitment, in 2019 the FDIC once again ...
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