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https://www.consumerfinance.gov/consumer-tools/debt-collection/
Get a handle on your debt with our 21-day email boot camp. We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure …
https://www.consumer.ftc.gov/articles/debt-collection-faqs
When a debt collector calls, it’s important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.
https://www.convergentusa.com/outsourcing/page/debt-collection-laws
If requested in writing within the first 30 days after being contacted by a debt collector, a collection agency must provide written verification to validate your debt including the amount and information about the original creditor. Laws About Payment. If you send in a post-dated check, the collection agency may not cash it until the date marked.
https://occc.texas.gov/consumers/debt-collection-practices
Sometimes lenders contract with independent debt collection firms to manage their accounts. This agency has no regulatory authority over these third-party collectors. If you have a complaint about a professional agency or a third-party debt collector, you may wish to call the Texas Attorney General's Consumer Protection Helpline at 800.621.0508 ...
https://www.consumerfinance.gov/ask-cfpb/are-there-laws-that-limit-what-debt-collectors-can-say-or-do-en-329/
The Fair Debt Collection Practices Act (FDCPA) is a federal law that provides limitations on what debt collectors can do when collecting certain types of debt. The federal Fair Credit Reporting Act covers how debt collection is reported in credit reports. In addition, there are state laws that provide protections.
https://www.ontario.ca/page/stop-collection-agency-calls
Overview. In Ontario, collection agencies must be registered and must follow the rules laid out in the Collection and Debt Settlement Services Act and its regulations. The Ministry of Government and Consumer Services registers and regulates these agencies. Your rights. Whether you owe money or not, a collection agency cannot harass you and must follow strict rules under the law.
https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text
Fair Debt Collection Practices Act As amended by Public Law 111-203, title X, 124 Stat. 2092 (2010) As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act
https://www.bylcollections.com/blog/how-to-spot-deceptive-debt-collectors
In November of 2015, the FTC launched Operation Collection Protection to stop and enforce actions against abusive debt collectors. The coordinated efforts by federal and state governments target collectors who harass consumers with false threats, deceptive information, phony debts and noncompliance with regulations.
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