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https://financialhighway.com/10-things-debt-collectors-are-not-allowed-to-do/#:~:text=It%20is%20legal%20for%20debt%20collection%20agencies%20to,aren%E2%80%99t%20allowed%20to%20call%20you%20on%20official%20holidays.
https://www.thebalance.com/when-can-debt-collectors-call-960573
Collectors Can Call Only Between Certain Hours . Debt collectors aren't allowed to call you early in the morning or late at night. The law specifically states they can only call you between 8 a.m. and 9 p.m., your local time. Calling you at any other time is a violation of the FDPCA.
https://www.consumerfinance.gov/ask-cfpb/can-debt-collectors-call-me-anytime-they-want-day-or-night-en-335/
Generally, debt collectors cannot call you at an unusual time or place, or at a time or place they know is inconvenient to you and they are prohibited from contacting you before 8 a.m. or after 9 p.m. Debt collectors may not harass you or anyone else, over the phone or through any other form of contact when collecting on a debt. Also, if a debt collector knows that you are not allowed to receive the debt …
https://www.consumer.ftc.gov/articles/debt-collection-faqs
When a debt collector calls, it’s important to know your rights and what you need to do. The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.
https://financialhighway.com/10-things-debt-collectors-are-not-allowed-to-do/
Debt collection agencies are not allowed to keep calling and having your phone ring over and over until you pick up. They cannot call you at odd hours. It is legal for debt collection agencies to call you between 8 am and 9 pm (your local time) Monday through Saturday and between 1 pm and 5 pm (your local time) on Sundays.
https://houseofdebt.org/can-a-debt-collector-call-multiple-times-a-day/
Debt collectors cannot call you any time of the day or night. FDCPA prohibits debt collectors from calling you during unusual hours. Nobody wants to wake to a call from a debt collector at dawn or midnight. Generally, they can only communicate with you between 8:00 a.m. and 9:00 p.m.
https://lemberglaw.com/fdcpa/faq/how-many-times-can-a-debt-collector-call-you/
Does the TCPA restrict certain types of debt collection calls? Yes, it does. This law strictly limits pre-recorded messages, texts, and robocalls that: Are made without your prior written consent to the business. Are made between the hours of 8:00 a.m. and 9:00 p.m. Do not provide the name of the caller and identify the business.
https://credit.org/blog/what-to-do-when-debt-collectors-call/
Understand Collection Call Laws. The debt collection industry has been plagued by bad behavior from collectors for years. In order to curb this behavior, the Fair Debt Collection Practices Act (FDCPA) was passed in 1978. This acts presents a number of rules and restrictions that debt collection agencies must follow. Here is what debt collector can not do: Call you outside of the hours of 8 a.m. – 9 p.m., Monday …
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