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https://www.autocheatsheet.com/car-dealer-scams/spot-delivery-car-dealer-scam.html
What is a Spot Delivery at a Car Dealership? A spot delivery is when a car dealer does not officially have a customer approved for a car loan. The dealer will have the customer sign all the paperwork and take delivery of the car. This leads the customer to believe their loan has been approved and the car deal is complete.
https://www.edmunds.com/car-loan/dont-fall-prey-to-spot-delivery-scams-and-yo-yo-financing.html
With a spot delivery, a dealer begins the loan application and lets the customer drive away in the car. When the banks reopen, lenders review the applications and approve or decline them.
https://www.hg.org/legal-articles/buying-a-car-be-aware-of-spot-delivery-scam-36699
A spot delivery involves the dealership beginning the loan application and allowing the customer to drive off in the vehicle before financing is completed. This is especially common when the sale occurs after banking hours when the loan application could be reviewed and approved by a reputable bank or finance company.Author: HG.Org
https://www.insider-car-buying-tips.com/spot_delivery_scam.html
When A Spot Delivery Is Not A Scam. Sometimes a car dealer will make an honest mistake and/or the lenders rules have changed without them knowing. This usually happens when it is after hours and/or they are really busy and it's not possible to get a lender approval prior to contracting.
https://www.lemonlaw.com/spotdelivery.html
The industry has given it a name: Spot Delivery, a description which refers to the dealer placing a consumer in a car "on the spot," to get the sale, only to "yo-yo" them back at a …Employees: 100-500
https://www.theconsumerlawgroup.com/library/consumer-law-beware-of-the-spot-delivery-technique.cfm
The "spot delivery" is a technique that car dealers use to get you to take delivery of a vehicle immediately after you agree on a car deal. But be warned: Just because you put down cash and roll away from the dealership with a new vehicle doesn’t mean you’ll get to keep driving it.Location: 1508 Willow Lawn Drive, #220, Richmond, 23230, VA
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